Staying Out Of Vacation Debt
Bella Breakdown Sometimes, you know you just need a vacation, but you often look in your wallet and know that you just can’t afford it right now. You might be really tempted to make a very common vacation mistake: putting your vacation on your credit card. I hate to break it to you, but like everything else, if you don’t have your own money for a vacation, you probably won’t have money to pay off your credit card. So how do we make sure to stay out of vacation debt? 1. Save! Even if it takes a while, create...
Budgeting with a Brood: Raising a Family Without Raising Debt
Ways to Keep Your Family on Budget Be conscious while shopping. I sometimes find myself buying something for my children that they don’t need, buying an item at the grocery store even though we already have it at home, or putting something in my shopping carriage because it looks attractive in the store even though I don’t really need it. Find “invisible” ways to spend less. One way I do this is during hot months, raising the thermostat at least 5 degrees when I know we won’t be home for several hours. I also turn the fan setting on...
